Chapter 7 Bankruptcy Lawyer Serving Chatham County
There are times when the reality of a financial crisis points to bankruptcy as the most viable option to address problems like having more bills than you can pay, or the possibility of losing your home or car. A divorce, a business failure, a medical crisis or overextension of debt are all reasons that many individuals and families reach the conclusion that bankruptcy is the best option for debt relief.
Durham consumer bankruptcy lawyer Terry D. Fisher welcomes inquiries from North Carolinians who are facing financial distress. Contact his law firm to schedule a free initial consultation.
Which Avenue of Debt Relief Is Right for You?
If you wonder whether bankruptcy is right for you, discuss the following questions and topics in light of your unique financial circumstances. Be as informed as you can before taking the step of filing personal bankruptcy.
- Is filing Chapter 7 bankruptcy or Chapter 13 bankruptcy appropriate for you? If you are behind in house or car payments but want to keep your home or retain your car, Chapter 13 is likely to be the best avenue to relief for you. If you are simply overwhelmed with unsecured debts such as credit card and medical bills, Chapter 7 may be more appropriate. In either case, the Bankruptcy Code subjects a potential debtor to a means test to determine the relief that is available to that individual. Reach out to attorney Fisher to learn how the means test applies to your specific situation.
- Learn how to stop creditor harassment. Mr. Fisher advises clients on how to deal with unwanted communications by creditors.
- Consider whether alternative forms of debt relief outside of bankruptcy court may be available to you.
- Get straight answers to frequently asked questions such as, "What property can I keep?" and "How will bankruptcy affect my credit?"
- Consult Mr. Fisher's bankruptcy checklist and get an idea of what documents and information is needed when filing bankruptcy.
- Learn how bankruptcy affects individuals in different age ranges.
Talk to an Experienced Attorney Serving Orange County and Surrounding Areas: Chapter 7 and 13 Bankruptcy
Terry D. Fisher serves the Orange and Chatham county areas and will thoroughly explain all of your options and answer any bankruptcy questions you have. Contact his North Carolina law firm to discuss your financial situation and consumer bankruptcy as a possible debt relief option.
We are a debt relief agency. We help people file for bankruptcy relief under the United States Bankruptcy Code.
