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Durham Attorney Assisting Senior Citizens With Bankruptcy

The economy has been tough on individuals from all walks of life, but it has had a severe impact on senior citizens who live on fixed incomes. After working for many years, building up a retirement account or other savings plan, many seniors are finding that medical bills and other debts have taken over their financial life. Durham bankruptcy attorney Terry D. Fisher can help you with your debt relief. He will discuss your options under the United States Bankruptcy Code and provide you with options to get back on your feet again.

Mr. Fisher has more than 25 years of bankruptcy experience. If you have credit card debt or debt from medical bills, he will help you explore all of your options that may lead to financial freedom. Contact Mr. Fisher at his North Carolina bankruptcy law firm to schedule a free initial consultation.

A Chapel Hill, North Carolina, Lawyer: Help With Chapter 7 and 13 Bankruptcy

Bankruptcy attorney Terry D. Fisher serves seniors in the Durham/Chapel Hill area who are struggling with debt. He understands how important it is to have your debts eliminated while still protecting your retirement accounts. He has a firm understanding of both Chapter 13 and Chapter 7 bankruptcy and will work with you to determine which option best suits your needs.

Most retirement accounts are considered exempt property, meaning that creditors cannot go after them in a bankruptcy. Mr. Fisher will work with you to protect your 401(k), IRA, Social Security income, pensions and 403(b) accounts. He will also assist you with:

When a potential client contacts me looking for answers to their debt problems, their appointments and consultations, including the free initial consultation, are with me personally - not a paralegal or legal assistant. From the beginning to the end of a Chapter 7 or Chapter 13 bankruptcy case, I am there to see my clients through to real debt relief. — Terry D. Fisher

Protecting Your Home in Bankruptcy: A Lawyer Assisting Senior Citizens

Many seniors have already paid off the mortgage on their homes. If this is the case, your home no longer has a home equity exemption in bankruptcy and can be subject to a sale. Mr. Fisher has a firm understanding of the bankruptcy laws in North Carolina and can find a plan that works best for you.

Chapter 13 bankruptcy allows for debtors to create a repayment plan in order to repay a certain amount of debt over three to five years. After the plan is complete, the remaining debt is discharged. This is one option that allows you to keep your home and other major assets.

Talk to an Experienced Bankruptcy Senior Citizens Lawyer Serving Orange County

Terry D. Fisher will thoroughly explain all of your options regarding bankruptcy for seniors in North Carolina. Contact his Durham law firm to discuss your debt relief concerns and find out if you qualify for Chapter 7 under the means test.

We are a debt relief agency. We help people file for bankruptcy relief under the United States Bankruptcy Code.

Client Testimonials
  • I became of client of Mr. Fisher in September of 2009 when I was seeking legal advice when I filed bankruptcy. Mr. Fisher was kind, understanding and very thorough in his explanation of the process and follow-up. My emails and calls were answered promptly and I was pleased with his professionalism. I would definitely recommend Mr. Fisher as an attorney.
  • I recommend attorney Terry D. Fisher for handling legal matters based on his utmost professionalism and expert knowledge. Attorney Fisher answered all my questions and addressed all my concerns completely. He handled my case with exceptional ease and confidence which clearly stems from his background and years of experience.
  • I was very pleased with the way Mr. Fisher handled my legal affairs. He was very thorough and provided all the necessary information and support for me to make some difficult decisions. He is knowledgable in his areas of expertise and was very professional in his handling of my case. I highly recommend his services.