Contact Durham, North Carolina Bankruptcy Attorney for Information on Foreclosures and Repossessions
If you are facing foreclosure or repossession, you may be overwhelmed with questions:
- Are you contemplating filing Chapter 7 or Chapter 13 bankruptcy, and wondering whether you will be able to keep your car and home?
- Have you received notices threatening foreclosure of your home or repossession of your automobile because you have fallen behind in payments?
- Is your home scheduled to be sold by the bank because you did not keep up with your mortgage payments?
- Has your car already been repossessed?
The sooner you consult Mr. Fisher about possible foreclosure of your home or repossession of your car or other property, the more flexibility there will be in deciding how to confront the problem.
For many people, a Chapter 13 bankruptcy spells relief from foreclosure. If you are able to catch up on your mortgage payments over time — through a three- to five-year repayment plan — you can save your home in Chapter 13. You may also be able to repay the balance owed on your car loan over as many as 60 months in a Chapter 13, often at a reduced interest rate. Stretching the remaining balance due on a car loan to as many as 60 months vastly improves monthly cash flow for many debtors.
For those who owe more on their home or car than it is worth, or who have recognized that they are simply unable to make the regular monthly payments any longer, it is frequently possible under Chapter 7 or 13 to release the home or car back to the lender without further repayment liability.
When a potential client contacts me seeking solutions to their debt problems, their appointments and consultations, including the free initial consultation, are with me personally. I do not delegate meeting with, or otherwise advising my clients to legal assistants or paralegals. From the beginning to the end of a Chapter 7 or Chapter 13 bankruptcy case, I am there to see my clients through to real debt relief. — Terry D. Fisher
Stop Foreclosure and Repossession
Get the facts and take action promptly, as soon as you know you are in trouble. Contact Attorney Terry D. Fisher right away to schedule a free initial consultation with an experienced North Carolina bankruptcy lawyer.
We are a debt relief agency. We help people file for bankruptcy relief under the United States Bankruptcy Code.
